Financial advisers suggest that drivers review their car insurance policies every few years. Because of changes in their circumstances, they may be eligible for discounts that could help lower their car insurance rates. Parents should be aware that teenage drivers who maintain good grades receive a lower rate. Also, the premiums are lower for teenage girls and drop for boys after they turn twenty-one. Discounts are given for multiple vehicle policies and when homeowners and auto policies are with the same insurance company. Drivers with a safe driving record will pay less than those who have had accidents or been cited for traffic violations. Many companies also offer discounts to senior drivers. You could save money by reviewing your policies and requesting a free quote.
