The number of dealers offering auto loans has become more because of the competition in car business. Typically, most people who get a package of that, finds it meets their needs. There is a new car franchise model that most manufacturers follow nowadays. The other option is to pay the dealers bonus on the number of vehicles they have sold rather than paying the reward on how much they have sold the vehicle for. This has forced the dealers to reduce the prices of their vehicles and thus in turn attract more buyers. This is why more people are looking to take out auto loans. It seems that this industry is growing so fast that every day brings another type of deal from an auto lender. You should apply for auto loans now as the time is prudent.